Steps to File a Workers’ Compensation Claim in North Carolina

You may be entitled to workers’ compensation benefits if you’ve been injured in North Carolina. But securing those benefits isn’t automatic. You must take critical steps—often under strict deadlines—to protect your rights and begin receiving the support you need.

At Ramsay Law Firm, P.A., our Charlotte workers’ compensation attorneys have helped injured workers for over 25 years. Whether you’re recovering from a sudden accident or a repetitive stress injury, following the correct process can make all the difference in your case.

Here’s what you need to know about filing a workers’ compensation claim in North Carolina.

Report Your Injury Immediately

The first and most crucial step is immediately reporting your injury to your employer. Under North Carolina law, you must notify your employer within 30 days of the injury. However, the sooner you report it, the better—ideally, on the same day the injury occurs.

Put your report in writing and keep a copy for your records. Verbal notice alone may not be enough if your employer disputes the claim later.

Seek Medical Treatment Promptly

Your health and safety come first. See a doctor immediately—even if the injury initially seems minor. Early medical documentation is key to linking your injury to your job.

Your employer or their workers’ comp insurance company has the right to direct your care. That means they may choose the doctor or clinic you must visit. You can always see your own doctor at any time, but you will be responsible for the bill. If you want a second opinion or to switch providers, you must request approval through the North Carolina Industrial Commission (NCIC).

File a Claim with the NC Industrial Commission

To make your workers’ comp claim official, you must file Form 18 with the North Carolina Industrial Commission. This form notifies the state and the employer’s insurance carrier of your injury and intent to seek benefits.

You must file Form 18 within two years of the injury—but don’t wait. Delays can slow down or complicate your claim. You can file online, by mail, or with the help of a workers’ compensation attorney.

Cooperate with the Claims Process

After your claim is filed, the insurance company will investigate and decide whether to accept or deny your claim.

During this time, they may ask for:

• Medical records.
• Independent medical evaluations.
• Statements about how the injury occurred.

Always be honest and consistent. Keep copies of all correspondence and contact your attorney about any developments.

Speak with a North Carolina Workers’ Compensation Attorney

The workers’ compensation system is designed to protect injured workers, but that doesn’t mean it’s fair or straightforward. Insurance companies often delay, deny, or undervalue claims to save money. Our skilled attorneys can advocate for you if you struggle to get the care or benefits you deserve.

At Ramsay Law Firm, P.A., we know insurers’ tactics—and we fight back with experience, evidence, and personal commitment to every client. Contact our Mecklenburg County workers’ compensation attorneys at 704-376-1616 or online for a free consultation. Let’s get you the help you need so you can focus on healing and moving forward.

A Voice For The Injured.  Here Every Step of The Way.