Improved safety standards for motor vehicles in recent decades means that car accidents are no longer the leading cause of accidental death. Despite this positive news, there still are over 12-million car accidents annually that claim the lives of more than 30,000-people and cause injury to 20-million more drivers, passengers and pedestrians. Two-million of these injuries are serious enough to be disabling, and one-million of these car accident injuries occur while drivers are performing work-related functions, according to the National Safety Council. If you suffer serious injury in a car accident in Charlotte or the surrounding areas, you need a North Carolina car accident attorney with the experience and personal dedication to bring you a favorable settlement or verdict that compensates for your medical care, rehabilitation, and quality of life.

At the Ramsay Law Firm,  we provide honest answers and experienced guidance. For over 20 years, Charlotte car accident lawyer Martha Ramsay has represented auto accident victims in workers’ compensation filings, negotiations, arbitration (settlement conferences), and litigation of civil personal injury claims. Contact us for a free consultation.

Car Accidents that Occur on the Job in Charlotte

Ms. Ramsay’s real-world experience representing clients in both workers’ compensation and personal injury claims means she has a unique background in handling cases relating to car accidents that occur on-the-job. When you have dual claims involving both workers’ compensation and personal injury cases arising out of a car accident, Ms. Ramsay recognizes that keeping your employee benefits is as important as getting them. Workers’ compensation benefits may have to be paid back from any recovery you receive in a car accident personal injury civil suit. At the Ramsay Law Firm, PA, we have successfully fought workers’ compensation reductions in order to maximize our clients’ overall award.

While workers’ compensation claims that arise out of auto accidents do not require that you prove negligence, you must prove negligence in order to establish a personal injury legal claim.  The general legal principle in most Charlotte car accident lawsuits is negligence. In simple terms, negligence refers to the failure to exercise reasonable care that causes foreseeable injury to another.  If the lack of care by a negligent driver, public entity (a transportation agency, for example), or vehicle manufacturer causes injury, this may serve as the basis of a personal injury lawsuit against the negligent party, regardless of whether you were injured while working or at any other time. Negligent operation of a motor vehicle is the most frequent cause of car accidents in Charlotte, but automakers that manufacture defective vehicles and transportation agencies that fail to provide or maintain safe roads or intersections may also be liable for damages.

Our Attorneys’ Experience Handling North Carolina Car Accident Claims

Ms. Ramsay has handled over 1,000 personal injury and workers’ compensation cases so she has the experience to provide effective legal representation in the full spectrum of car accident claims, such as:

  • Distracted driving accidents
  • Fatigued driving collisions
  • Cell phone related crashes
  • Drunken driving accidents
  • Dangerous road collisions
  • Crashes caused by failing to modify driving to fit weather conditions
  • Tailgating accidents
  • Excessive speed related collisions
  • Collisions resulting from aggressive drivers
  • Vehicle defect accidents

We Explore All Options for Full Compensation

When you are hurt in a collision where the fault of another driver or other party is fairly clear, you may still face issues securing economic compensation if the responsible party is uninsured or under-insured. When a collision occurs during the course of work duties in a company car, there can be insurance advantages for you when the other driver is uninsured or under-insured. It takes the help of a lawyer with solid experience in both workers’ compensation and personal injury cases to secure the financial compensation you deserve.

In North Carolina, if you are injured due to the negligence of an uninsured motorist, you must file a claim with your own insurance company.  If the other motorist is under-insured, it is possible to “stack policies.”  This means that you can seek compensation from insurance policies within the uninsured motorist’s the entire household (including spouses, siblings and other relatives).  An experienced Charlotte car accident attorney at the Ramsay Law Firm, PA, can handle complicated matters such as uninsured motorist accident claims.

If you suffer significant injury in a rear-ender, head-on collision, rollover accident, intersection T-bone collision, sideswipe crash, back over accident, or any other type of collision, you may have a right to seek a broad array of damages in a personal injury lawsuit:

  • Medical expenses and rehabilitation costs
  • Lost earnings and future impaired earning capacity
  • Pain and suffering
  • Vehicle repair or replacement
  • Diminished quality of life
  • Funeral/burial expenses (wrongful death cases)
  • Emotional distress
  • Adverse impact on marital relationship
  • Punitive Damages (or exemplary damages) is money awarded to victim to punish or prevent future carelessness by the defendant

Contact Our Car Accident Lawyers Today

Call the offices of the Ramsay Law Firm, PA in Charlotte today at (704) 376-1616 or toll free from anywhere in North Carolina at (877) 576-5500 to discuss your car accident.  You can also contact us by e-mail to schedule an appointment. Your consultation is informative and free. You owe no attorney fees unless or until we obtain benefits or compensation for you.