Top Misconceptions About Workers’ Compensation in Charlotte, North Carolina

If you’ve been hurt at work in Charlotte, North Carolina, navigating the workers’ compensation system can be confusing, and unfortunately, it’s easy to fall victim to bad advice or common myths. Too often, injured workers delay filing a claim, give up on benefits, or settle for less than they deserve simply because they don’t have the correct information.

At Ramsay Law Firm, P.A., we’ve spent over 25 years helping injured North Carolinians cut through the confusion. Here are some of the most common misconceptions about workers’ compensation—and the truth behind them.

Misconception #1: You Can’t File a Claim If the Injury Was Your Fault

Reality: North Carolina’s workers’ compensation system is no-fault, meaning you don’t have to prove that your employer did anything wrong to receive benefits. Even if you made a mistake that caused your injury, you may still be eligible for compensation, as long as you weren’t under the influence of drugs or alcohol or intentionally trying to hurt yourself or someone else.

Misconception #2: You Can’t Get Benefits for a Pre-Existing Condition

Reality: If your job worsens a pre-existing condition or contributes to an aggravation of a previous injury, you may still qualify for workers’ compensation benefits. This includes conditions like back problems, joint pain, or repetitive stress injuries. The key is demonstrating how your injuries caused the flare-up or additional harm.

Misconception #3: You’ll Be Fired If You File a Claim

Reality: It is illegal for an employer in North Carolina to retaliate against you for filing a workers’ compensation claim. If you’re fired, demoted, or harassed after reporting a workplace injury or filing for benefits, you may have grounds for a separate legal claim. Protecting your health and rights should never cost you your job, and we’re here to ensure it doesn’t.

Misconception #4: You Don’t Need a Lawyer If Your Claim Is Accepted

Reality: Even if your claim is approved, the insurance company may try to minimize your pay. You may be paid too little in benefits, offered less than what your injury is worth, pressured to return to work too early, or denied treatment that your doctor recommends. Our experienced workers’ compensation attorneys ensure you get all the benefits you’re entitled to—not just what the insurer is willing to give you.

Misconception #5: You Can See Any Doctor You Want

Reality: In North Carolina, your employer or insurance carrier can choose your treating doctor. If you see a doctor independently without approval, the medical bills might not be covered. However, you can request a second opinion or a change in physician, especially if you believe the treatment plan is not in your best interest. An attorney can help you navigate this process.

Don’t Let Misconceptions Stand in the Way of Recovery

Regarding workers’ compensation, misinformation can cost you time, money, and health. At Ramsay Law Firm, our Charlotte attorneys are here to ensure that doesn’t happen. We understand the system, know how to fight for your rights, and are ready to stand by your side every step of the way.

Contact our Mecklenburg County attorneys at 704-376-1616 or online for a free consultation. Let us help you get the facts and benefits you deserve.

A Voice For The Injured.  Here Every Step of The Way.